# M1_AUTO_INSURANCE_CLAIM_RECORD

---
title: M1_AUTO_INSURANCE_CLAIM_RECORD 
description: This schema represents an individual's auto insurance claim record, including claim details, policy information, vehicle data, involved parties, and payment breakdowns.
---
This schema represents an individual's auto insurance claim record, including claim details, policy information, vehicle data, involved parties, and payment breakdowns.

{% json-schema
        schema={
         "title": "M1_AUTO_INSURANCE_CLAIM_RECORD Schema",
    "type": "object",
    "description": "Representation of the Auto Insurance claim record for an individual\n",
    "properties": {
      "as_of_date": {
        "type": "string",
        "description": "Date on which the record was generated"
      },
      "auto_insurance_claims": {
        "type": "array",
        "items": {
          "type": "object",
          "properties": {
            "claim_date": {
              "type": "string",
              "description": "The date when the insurance claim was made."
            },
            "claim_number": {
              "type": "string",
              "description": "Unique identifier for the insurance claim."
            },
            "policy_number": {
              "type": "string",
              "description": "Policy number"
            },
            "vehicle_info": {
              "type": "object",
              "properties": {
                "vin": {
                  "type": "string",
                  "description": "Vehicle Identification Number (VIN) of the insured vehicle."
                },
                "model": {
                  "type": "string",
                  "description": "The model of the insured vehicle."
                },
                "make": {
                  "type": "string",
                  "description": "The make or manufacturer of the insured vehicle."
                },
                "year": {
                  "type": "number",
                  "description": "The year of manufacture of the insured vehicle."
                }
              },
              "description": "Information about the insured vehicle."
            },
            "policy_holders": {
              "type": "array",
              "description": "List of policy holders associated with the claim."
            },
            "insurance_provider": {
              "type": "object",
              "description": "Details of insurance provider",
              "properties": {
                "name": {
                  "type": "string",
                  "description": "Name of the insurance provider"
                },
                "phone_number": {
                  "type": "string",
                  "description": "Phone number of the insurance provider"
                },
                "address": {
                  "type": "object",
                  "description": "Address of the insurance provider",
                  "properties": {
                    "addr1": {
                      "type": "string",
                      "description": "Address Line 1"
                    },
                    "addr2": {
                      "type": "string",
                      "description": "Address Line 2"
                    },
                    "city": {
                      "type": "string",
                      "description": "City"
                    },
                    "state": {
                      "type": "string",
                      "description": "State"
                    },
                    "zipcode": {
                      "type": "string",
                      "description": "Zipcode"
                    },
                    "country": {
                      "type": "object",
                      "description": "Country details",
                      "properties": {
                        "name": {
                          "type": "string",
                          "description": "Country name"
                        },
                        "a2_code": {
                          "type": "string",
                          "description": "Alpha-2 code of country"
                        }
                      }
                    }
                  }
                }
              }
            },
            "adjuster": {
              "type": "object",
              "properties": {
                "name": {
                  "type": "string",
                  "description": "Name of the adjuster handling the insurance claim"
                },
                "phone_number": {
                  "type": "string",
                  "description": "Phone number of the adjuster"
                },
                "email": {
                  "type": "string",
                  "description": "Email address of the adjuster"
                },
                "address": {
                  "type": "object",
                  "properties": {
                    "addr1": {
                      "type": "string",
                      "description": "Address Line 1"
                    },
                    "addr2": {
                      "type": "string",
                      "description": "Address Line 2"
                    },
                    "city": {
                      "type": "string",
                      "description": "City"
                    },
                    "state": {
                      "type": "string",
                      "description": "State"
                    },
                    "zipcode": {
                      "type": "string",
                      "description": "Zipcode"
                    },
                    "country": {
                      "type": "object",
                      "description": "Country details",
                      "properties": {
                        "name": {
                          "type": "string",
                          "description": "Country name"
                        },
                        "a2_code": {
                          "type": "string",
                          "description": "Alpha-2 code of country"
                        }
                      }
                    }
                  }
                }
              }
            },
            "incident_location": {
              "type": "object",
              "description": "Location where the incident leading to the insurance claim occurred.",
              "properties": {
                "addr1": {
                  "type": "string",
                  "description": "Address Line 1"
                },
                "addr2": {
                  "type": "string",
                  "description": "Address Line 2"
                },
                "city": {
                  "type": "string",
                  "description": "City"
                },
                "state": {
                  "type": "string",
                  "description": "State"
                },
                "zipcode": {
                  "type": "string",
                  "description": "Zipcode"
                },
                "country": {
                  "type": "object",
                  "description": "Country details",
                  "properties": {
                    "name": {
                      "type": "string",
                      "description": "Country name"
                    },
                    "a2_code": {
                      "type": "string",
                      "description": "Alpha-2 code of country"
                    }
                  }
                }
              }
            },
            "claim_description": {
              "type": "string",
              "description": "Description of the insurance claim"
            },
            "claim_disposition": {
              "type": "string",
              "description": "The status or disposition of the insurance claim. Enum `OPEN`,`CLOSED`"
            },
            "vehicle_operator": {
              "type": "object",
              "properties": {
                "first_name": {
                  "type": "string",
                  "description": "First name of the vehicle operator"
                },
                "middle_name": {
                  "type": "string",
                  "description": "Middle name of the vehicle operator"
                },
                "last_name": {
                  "type": "string",
                  "description": "Last name of the vehicle operator"
                },
                "full_name": {
                  "type": "string",
                  "description": "Full name of the vehicle operator"
                },
                "prefix": {
                  "type": "string",
                  "description": "Prefix of the vehicle operator's name"
                },
                "suffix": {
                  "type": "string",
                  "description": "Suffix of the vehicle operator's name"
                },
                "address": {
                  "type": "object",
                  "description": "Address information of the vehicle operator",
                  "properties": {
                    "addr1": {
                      "type": "string",
                      "description": "Address Line 1"
                    },
                    "addr2": {
                      "type": "string",
                      "description": "Address Line 2"
                    },
                    "city": {
                      "type": "string",
                      "description": "City"
                    },
                    "state": {
                      "type": "string",
                      "description": "State"
                    },
                    "zipcode": {
                      "type": "string",
                      "description": "Zipcode"
                    },
                    "country": {
                      "type": "object",
                      "description": "Country details",
                      "properties": {
                        "name": {
                          "type": "string",
                          "description": "Country name"
                        },
                        "a2_code": {
                          "type": "string",
                          "description": "Alpha-2 code of country"
                        }
                      }
                    }
                  }
                },
                "phone_number": {
                  "type": "string",
                  "description": "Phone number of the vehicle operator"
                },
                "email": {
                  "type": "string",
                  "description": "Email address of the vehicle operator"
                },
                "gender": {
                  "type": "string",
                  "description": "Gender of the vehicle operator"
                },
                "nationality": {
                  "type": "string",
                  "description": "Nationality of the vehicle operator"
                },
                "ssn": {
                  "type": "string",
                  "description": "Social Security Number (SSN) of the vehicle operator"
                },
                "date_of_birth": {
                  "type": "string",
                  "description": "Date of birth of the vehicle operator"
                },
                "marital_status": {
                  "type": "string",
                  "description": "Marital status of the vehicle operator"
                },
                "driving_license": {
                  "type": "string",
                  "description": "Driving license details of the vehicle operator"
                },
                "date_licensed": {
                  "type": "string",
                  "description": "Date at which driving license"
                }
              }
            },
            "total_claim_paid": {
              "type": "object",
              "description": "Total claim paid",
              "properties": {
                "currency": {
                  "type": "string",
                  "description": "Currency of claim amount. e.g. `USD`, `CAD`"
                },
                "amount": {
                  "type": "number",
                  "description": "Claim amount"
                }
              }
            },
            "claim_breakup": {
              "type": "array",
              "description": "Information about the amount claimed for the insurance claim",
              "items": {
                "type": "object",
                "properties": {
                  "name": {
                    "type": "string",
                    "description": "Name of the claimant or insured individual"
                  },
                  "type": {
                    "type": "string",
                    "description": "Type of insurance claim.  Enum `BODILY_INJURY`, `PROPERTY_DAMAGE`, `COLLISION`, `COMPREHENSIVE`,` MEDICAL_PAYMENTS`,`UIM`, `UM`, `PERSONAL_INJURY_PROTECTION`"
                  },
                  "x12_info": {
                    "type": "object",
                    "properties": {
                      "code": {
                        "type": "string",
                        "description": "X12 standard code of the coverage item. e.g. `BI`, `MEDPM`, `UMISG`"
                      },
                      "desc": {
                        "type": "string",
                        "description": "Description associated with the X12 information."
                      }
                    },
                    "description": "X12 standard description of coverage item"
                  },
                  "amount_claimed": {
                    "type": "object",
                    "properties": {
                      "currency": {
                        "type": "string",
                        "description": "Currency of claim amount. e.g. `USD`, `CAD`"
                      },
                      "amount": {
                        "type": "number",
                        "description": "Claim amount"
                      }
                    }
                  },
                  "deductible": {
                    "type": "object",
                    "properties": {
                      "currency": {
                        "type": "string",
                        "description": "Currency in which the deductible amount is stated."
                      },
                      "amount": {
                        "type": "number",
                        "description": "Deductible amount for the insurance claim."
                      }
                    },
                    "description": "Information about the deductible for the insurance claim"
                  },
                  "amount_paid": {
                    "type": "object",
                    "properties": {
                      "currency": {
                        "type": "string",
                        "description": "Currency in which the amount paid is stated"
                      },
                      "amount": {
                        "type": "number",
                        "description": "Total amount paid for the insurance claim"
                      }
                    },
                    "description": "Information about the amount paid for the insurance claim"
                  },
                  "date_paid": {
                    "type": "string",
                    "description": "Date when the insurance claim was paid"
                  },
                  "paid_to": {
                    "type": "string",
                    "description": "Recipient or payee of the insurance claim payment"
                  },
                  "disposition": {
                    "type": "string",
                    "description": "Disposition or status of the insurance claim. Enum `OPEN`, `CLOSED`"
                  }
                }
              }
            }
          }
        }
      }
    }
        }
/%}