# M1_INSURANCE_RECORD

---
title: M1_INSURANCE_RECORD 
description: This schema represents a comprehensive record of an individual's insurance policies, including policy type, coverage details, premium amounts, beneficiaries, claims history, and insurer information. 
---
This schema represents a comprehensive record of an individual's insurance policies, including policy type, coverage details, premium amounts, beneficiaries, claims history, and insurer information. 

{% json-schema
        schema={
  "title": "M1_INSURANCE_RECORD Schema",
  "summary": "M1_INSURANCE_RECORD SCHEMA",
  "type": "object",
  "properties": {
    "record_date": {
      "type": "string",
      "description": "Date on which the record was generated"
    },
    "cancelled_date": {
      "type": "string",
      "description": "Date on which the insurance was cancelled"
    },
    "pending_cancel_date": {
      "type": "string",
      "description": "Date on which the insurance will be cancelled"
    },
    "policy_number": {
      "type": "string",
      "description": "Policy number"
    },
    "status": {
      "type": "string",
      "enum": [
        "ACTIVE",
        "EXPIRED",
        "PENDING_ACTIVATION",
        "PENDING_CANCELLATION",
        "PENDING_EXPIRATION",
        "CANCELLED",
        "UNVERIFIED",
        "RESCINDED",
        "NOT_AVAILABLE"
      ],
      "description": "Policy status"
    },
    "policy_types": {
      "type": "array",
      "items": {
        "type": "string",
        "enum": [
          "AUTO",
          "HOME",
          "RENTERS",
          "PERSONAL_UMBRELLA"
        ]
      },
      "description": "Type of Policy"
    },
    "premium_amount": {
      "type": "object",
      "description": "Premium amount of policy",
      "properties": {
        "currency": {
          "type": "string",
          "description": "Currency of premium amount. e.g. `USD`, `CAD`"
        },
        "amount": {
          "type": "number",
          "description": "Premium amount"
        }
      }
    },
    "payment_frequency": {
      "type": "string",
      "description": "Frequency of payment.",
      "enum": [
        "ANNUAL",
        "SEMI_ANNUAL",
        "QUARTERLY",
        "MONTHLY",
        "SEMI_MONTHLY",
        "OTHER"
      ]
    },
    "coverage_period": {
      "type": "object",
      "description": "Insurance coverage period",
      "properties": {
        "start_date": {
          "type": "string",
          "description": "Start date timestamp of policy coverage"
        },
        "end_date": {
          "type": "string",
          "description": "End date timestamp of policy coverage"
        }
      }
    },
    "policy_holders": {
      "type": "array",
      "description": "List of policy holders",
      "items": {
        "properties": {
          "name": {
            "type": "string",
            "description": "Name of the policy holder"
          },
          "phone_number": {
            "type": "string",
            "description": "Phone number of the policy holder"
          },
          "address": {
            "type": "object",
            "description": "Address of the policy holder",
            "properties": {
              "addr1": {
                "type": "string",
                "description": "Address Line 1"
              },
              "addr2": {
                "type": "string",
                "description": "Address Line 2"
              },
              "city": {
                "type": "string",
                "description": "City"
              },
              "state": {
                "type": "string",
                "description": "State"
              },
              "zipcode": {
                "type": "string",
                "description": "Zipcode"
              },
              "country": {
                "type": "object",
                "description": "Country details",
                "properties": {
                  "name": {
                    "type": "string",
                    "description": "Country name"
                  },
                  "a2_code": {
                    "type": "string",
                    "description": "Alpha-2 code of country"
                  }
                }
              }
            }
          }
        }
      }
    },
    "insurance_provider": {
      "type": "object",
      "description": "Details of insurance provider",
      "properties": {
        "name": {
          "type": "string",
          "description": "Name of the insurance provider"
        },
        "phone_number": {
          "type": "string",
          "description": "Phone number of the insurance provider"
        },
        "address": {
          "type": "object",
          "description": "Address of the insurance provider",
          "properties": {
            "addr1": {
              "type": "string",
              "description": "Address Line 1"
            },
            "addr2": {
              "type": "string",
              "description": "Address Line 2"
            },
            "city": {
              "type": "string",
              "description": "City"
            },
            "state": {
              "type": "string",
              "description": "State"
            },
            "zipcode": {
              "type": "string",
              "description": "Zipcode"
            },
            "country": {
              "type": "object",
              "description": "Country details",
              "properties": {
                "name": {
                  "type": "string",
                  "description": "Country name"
                },
                "a2_code": {
                  "type": "string",
                  "description": "Alpha-2 code of country"
                }
              }
            }
          }
        }
      }
    },
    "remit_to": {
      "type": "object",
      "description": "Details of entity to whom premium is remitted",
      "properties": {
        "name": {
          "type": "string",
          "description": "Name of the entity to whom premium is remitted"
        },
        "phone_number": {
          "type": "string",
          "description": "Phone number of the entity to whom premium is remitted"
        },
        "address": {
          "type": "object",
          "description": "Address of the entity to whom premium is remitted",
          "properties": {
            "addr1": {
              "type": "string",
              "description": "Address Line 1"
            },
            "addr2": {
              "type": "string",
              "description": "Address Line 2"
            },
            "city": {
              "type": "string",
              "description": "City"
            },
            "state": {
              "type": "string",
              "description": "State"
            },
            "zipcode": {
              "type": "string",
              "description": "Zipcode"
            },
            "country": {
              "type": "object",
              "description": "Country details",
              "properties": {
                "name": {
                  "type": "string",
                  "description": "Country name"
                },
                "a2_code": {
                  "type": "string",
                  "description": "Alpha-2 code of country"
                }
              }
            }
          }
        }
      }
    },
    "insurance_agent": {
      "type": "object",
      "description": "Details of insurance agent",
      "properties": {
        "name": {
          "type": "string",
          "description": "Name of the insurance agent"
        },
        "phone_number": {
          "type": "string",
          "description": "Phone number of the insurance agent"
        },
        "address": {
          "type": "object",
          "description": "Address of the insurance agent",
          "properties": {
            "addr1": {
              "type": "string",
              "description": "Address Line 1"
            },
            "addr2": {
              "type": "string",
              "description": "Address Line 2"
            },
            "city": {
              "type": "string",
              "description": "City"
            },
            "state": {
              "type": "string",
              "description": "State"
            },
            "zipcode": {
              "type": "string",
              "description": "Zipcode"
            },
            "country": {
              "type": "object",
              "description": "Country details",
              "properties": {
                "name": {
                  "type": "string",
                  "description": "Country name"
                },
                "a2_code": {
                  "type": "string",
                  "description": "Alpha-2 code of country"
                }
              }
            }
          }
        }
      }
    },
    "coverages": {
      "type": "array",
      "description": "List of policy coverages",
      "items": {
        "properties": {
          "type": {
            "type": "string",
            "description": "Type of coverage.",
            "enum": [
              "AUTO",
              "HOME",
              "RENTERS",
              "PERSONAL_UMBRELLA"
            ]
          },
          "premium_amount": {
            "type": "object",
            "description": "Premium amount for coverage",
            "properties": {
              "currency": {
                "type": "string",
                "description": "Currency of premium amount. e.g. `USD`, `CAD`"
              },
              "amount": {
                "type": "number",
                "description": "Premium amount"
              }
            }
          },
          "details": {
            "oneOf": [
              {
                "title": "Auto",
                "type": "object",
                "description": "Auto coverage details",
                "properties": {
                  "vehicle_info": {
                    "type": "object",
                    "description": "Details of the insured vehicle",
                    "properties": {
                      "vin": {
                        "type": "string",
                        "description": "Vehicle identification number"
                      },
                      "model": {
                        "type": "string",
                        "description": "Model of the vehicle"
                      },
                      "make": {
                        "type": "string",
                        "description": "Make of the vehicle"
                      },
                      "year": {
                        "type": "number",
                        "description": "Year when the vehicle was manufactured"
                      },
                      "brand": {
                        "type": "string",
                        "description": "Brand name of the vehicle"
                      },
                      "garaging_address": {
                        "type": "object",
                        "description": "Garaging location",
                        "properties": {
                          "addr1": {
                            "type": "string",
                            "description": "Address Line 1"
                          },
                          "addr2": {
                            "type": "string",
                            "description": "Address Line 2"
                          },
                          "city": {
                            "type": "string",
                            "description": "City"
                          },
                          "state": {
                            "type": "string",
                            "description": "State"
                          },
                          "zipcode": {
                            "type": "string",
                            "description": "Zipcode"
                          },
                          "country": {
                            "type": "object",
                            "description": "Country details",
                            "properties": {
                              "name": {
                                "type": "string",
                                "description": "Country name"
                              },
                              "a2_code": {
                                "type": "string",
                                "description": "Alpha-2 code of country"
                              }
                            }
                          }
                        }
                      },
                      "current_mileage": {
                        "oneOf": [
                          {
                            "title": "Range",
                            "type": "object",
                            "description": "Auto yearly mileage as range",
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of mileage.",
                                "enum": [
                                  "RANGE",
                                  "VALUE"
                                ]
                              },
                              "details": {
                                "type": "object",
                                "description": "Details of mileage",
                                "properties": {
                                  "range": {
                                    "type": "string",
                                    "description": "Mileage in a range"
                                  },
                                  "unit": {
                                    "type": "string",
                                    "description": "Unit of mileage.",
                                    "enum": [
                                      "MI",
                                      "KM"
                                    ]
                                  }
                                }
                              }
                            }
                          },
                          {
                            "title": "Value",
                            "type": "object",
                            "description": "Auto yearly mileage given as exact value",
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of mileage.",
                                "enum": [
                                  "RANGE",
                                  "VALUE"
                                ]
                              },
                              "details": {
                                "type": "object",
                                "description": "Details of mileage",
                                "properties": {
                                  "value": {
                                    "type": "number",
                                    "description": "Value of mileage"
                                  },
                                  "unit": {
                                    "type": "string",
                                    "description": "Unit of mileage.",
                                    "enum": [
                                      "MI",
                                      "KM"
                                    ]
                                  }
                                }
                              }
                            }
                          }
                        ]
                      },
                      "yearly_mileage": {
                        "oneOf": [
                          {
                            "title": "Range",
                            "type": "object",
                            "description": "Auto yearly mileage as range",
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of mileage.",
                                "enum": [
                                  "RANGE",
                                  "VALUE"
                                ]
                              },
                              "details": {
                                "type": "object",
                                "description": "Details of mileage",
                                "properties": {
                                  "range": {
                                    "type": "string",
                                    "description": "Mileage in a range"
                                  },
                                  "unit": {
                                    "type": "string",
                                    "description": "Unit of mileage.",
                                    "enum": [
                                      "MI",
                                      "KM"
                                    ]
                                  }
                                }
                              }
                            }
                          },
                          {
                            "title": "Value",
                            "type": "object",
                            "description": "Auto yearly mileage given as exact value",
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of mileage.",
                                "enum": [
                                  "RANGE",
                                  "VALUE"
                                ]
                              },
                              "details": {
                                "type": "object",
                                "description": "Details of mileage",
                                "properties": {
                                  "value": {
                                    "type": "number",
                                    "description": "Value of mileage"
                                  },
                                  "unit": {
                                    "type": "string",
                                    "description": "Unit of mileage.",
                                    "enum": [
                                      "MI",
                                      "KM"
                                    ]
                                  }
                                }
                              }
                            }
                          }
                        ]
                      },
                      "fuel_type": {
                        "type": "string",
                        "description": "Fuel type of the vehicle"
                      },
                      "transmission_type": {
                        "type": "string",
                        "description": "Transmission type of the vehicle"
                      },
                      "usage_type": {
                        "type": "string",
                        "description": "Usage type of vehicle.",
                        "enum": [
                          "PERSONAL",
                          "BUSINESS",
                          "OTHER"
                        ]
                      },
                      "usage_sub_type": {
                        "type": "string",
                        "description": "Usage sub type of vehicle.",
                        "enum": [
                          "PERSONAL",
                          "BUSINESS",
                          "PLEASURE",
                          "COMMUTE",
                          "WORK",
                          "SCHOOL",
                          "FARM",
                          "OTHER"
                        ]
                      },
                      "purchase_date": {
                        "type": "string",
                        "description": "Date when the vehicle was purchased."
                      },
                      "ownership_type": {
                        "type": "string",
                        "enum": [
                          "SELF_OR_SPOUSE",
                          "CO_OWNED",
                          "FINANCED",
                          "LEASED"
                        ],
                        "description": "Ownership status of the vehicle."
                      },
                      "is_removed": {
                        "type": "boolean",
                        "description": "Indicates whether the vehicle has been removed from the policy."
                      },
                      "interested_parties": {
                        "type": "array",
                        "description": "List of interested parties in the property",
                        "items": {
                          "properties": {
                            "name": {
                              "type": "string",
                              "description": "Name of the interested party"
                            },
                            "type": {
                              "type": "string",
                              "description": "Type of the interested party.",
                              "enum": [
                                "LIEN_HOLDER",
                                "SERVICING_AGENT",
                                "LOSS_PAYEE",
                                "CONTRACTOR",
                                "NAMED_ADDITIONAL_INSURED",
                                "LESSOR",
                                "OTHER"
                              ]
                            },
                            "address": {
                              "type": "object",
                              "description": "Address of the interested party",
                              "properties": {
                                "addr1": {
                                  "type": "string",
                                  "description": "Address Line 1"
                                },
                                "addr2": {
                                  "type": "string",
                                  "description": "Address Line 2"
                                },
                                "city": {
                                  "type": "string",
                                  "description": "City"
                                },
                                "state": {
                                  "type": "string",
                                  "description": "State"
                                },
                                "zipcode": {
                                  "type": "string",
                                  "description": "Zipcode"
                                },
                                "country": {
                                  "type": "object",
                                  "description": "Country details",
                                  "properties": {
                                    "name": {
                                      "type": "string",
                                      "description": "Country name"
                                    },
                                    "a2_code": {
                                      "type": "string",
                                      "description": "Alpha-2 code of country"
                                    }
                                  }
                                }
                              }
                            },
                            "phone_number": {
                              "type": "string",
                              "description": "Phone number of the interested party"
                            },
                            "loan_number": {
                              "type": "string",
                              "description": "Loan number"
                            }
                          }
                        }
                      }
                    }
                  },
                  "drivers": {
                    "type": "array",
                    "description": "List of drivers",
                    "items": {
                      "properties": {
                        "first_name": {
                          "type": "string",
                          "description": "First name of the driver"
                        },
                        "middle_name": {
                          "type": "string",
                          "description": "Middle name of the driver"
                        },
                        "last_name": {
                          "type": "string",
                          "description": "Last name of the driver"
                        },
                        "full_name": {
                          "type": "string",
                          "description": "Full name of the driver"
                        },
                        "prefix": {
                          "type": "string",
                          "description": "Name prefix"
                        },
                        "suffix": {
                          "type": "string",
                          "description": "Name suffix"
                        },
                        "address": {
                          "type": "object",
                          "description": "Address of the driver",
                          "properties": {
                            "addr1": {
                              "type": "string",
                              "description": "Address Line 1"
                            },
                            "addr2": {
                              "type": "string",
                              "description": "Address Line 2"
                            },
                            "city": {
                              "type": "string",
                              "description": "City"
                            },
                            "state": {
                              "type": "string",
                              "description": "State"
                            },
                            "zipcode": {
                              "type": "string",
                              "description": "Zipcode"
                            },
                            "country": {
                              "type": "object",
                              "description": "Country details",
                              "properties": {
                                "name": {
                                  "type": "string",
                                  "description": "Country name"
                                },
                                "a2_code": {
                                  "type": "string",
                                  "description": "Alpha-2 code of country"
                                }
                              }
                            }
                          }
                        },
                        "phone_number": {
                          "type": "string",
                          "description": "Phone number of the driver"
                        },
                        "email": {
                          "type": "string",
                          "description": "Email address of the driver"
                        },
                        "gender": {
                          "type": "string",
                          "description": "Gender of the driver"
                        },
                        "nationality": {
                          "type": "string",
                          "description": "Nationality of the driver"
                        },
                        "ssn": {
                          "type": "string",
                          "description": "SSN of the driver"
                        },
                        "date_of_birth": {
                          "type": "string",
                          "description": "Date of birth of the driver"
                        },
                        "marital_status": {
                          "type": "string",
                          "description": "Marital status of the driver"
                        },
                        "driving_license": {
                          "type": "string",
                          "description": "Driving license details of the driver"
                        },
                        "date_licensed": {
                          "type": "string",
                          "description": "Driving license date"
                        },
                        "license_state": {
                          "type": "string",
                          "description": "State in which the driver's license was issued."
                        },
                        "relationship_to_insured": {
                          "type": "string",
                          "enum": [
                            "SELF",
                            "SPOUSE",
                            "CHILD",
                            "PARENT",
                            "SIBLING",
                            "OTHER"
                          ],
                          "description": "Relationship of the driver to the primary insured."
                        },
                        "age": {
                          "type": "integer",
                          "description": "Age of the driver."
                        },
                        "age_on_date": {
                          "type": "string",
                          "description": "Driver's age on a specific date."
                        },
                        "education": {
                          "type": "string",
                          "enum": [
                            "LESS-THAN-HIGH-SCHOOL",
                            "HIGH-SCHOOL-DIPLOMA",
                            "ASSOCIATE",
                            "BACHELORS",
                            "MASTERS",
                            "MASTERS-RESEARCH",
                            "DOCTORAL",
                            "CERTIFICATE",
                            "DIPLOMA",
                            "NON-DEGREE",
                            "PROFESSIONAL",
                            "UNDERGRADUATE"
                          ],
                          "description": "Highest level of education completed by the driver."
                        },
                        "occupation": {
                          "type": "string",
                          "description": "Occupation or professional role of the driver."
                        },
                        "age_licensed": {
                          "type": "integer",
                          "description": "Age at which the driver was issued a license."
                        },
                        "is_excluded": {
                          "type": "boolean",
                          "description": "Indicates whether this driver is excluded from the insurance policy."
                        }
                      }
                    }
                  },
                  "coverage_items": {
                    "type": "array",
                    "description": "List of coverage items",
                    "items": {
                      "properties": {
                        "name": {
                          "type": "string",
                          "description": "Name of the coverage item"
                        },
                        "type": {
                          "type": "string",
                          "description": "Type of the coverage items.",
                          "enum": [
                            "BODILY_INJURY",
                            "PROPERTY_DAMAGE",
                            "UNINSURED_MOTORIST_BODILY_INJURY",
                            "UNINSURED_MOTORIST_PROPERTY_DAMAGE",
                            "UNDERINSURED_MOTORIST_BODILY_INJURY",
                            "UNDERINSURED_MOTORIST_PROPERTY_DAMAGE",
                            "UNINSURED_UNDERINSURED_MOTORIST_BODILY_INJURY",
                            "UNINSURED_UNDERINSURED_MOTORIST_PROPERTY_DAMAGE",
                            "UNINSURED_UNDERINSURED_MOTORIST_BODILY_INJURY_AND_PROPERTY_DAMAGE",
                            "MEDICAL_PAYMENTS",
                            "PERSONAL_INJURY_PROTECTION",
                            "COMPREHENSIVE_COVERAGE",
                            "COLLISION_COVERAGE",
                            "AUTOMOBILE_DEATH_INDEMNITY",
                            "EMERGENCY_TRANSPORTATION",
                            "MECHANICAL_BREAKDOWN",
                            "ROADSIDE_ASSISTANCE",
                            "COMBINED_ADDITIONAL_COVERAGES",
                            "FUNERAL_EXPENSE_BENEFITS",
                            "WITNESS_EXPENSE",
                            "REWARD_COVERAGE",
                            "PROOF_OF_LOSS",
                            "LOSS_OF_USE",
                            "CUSTOM_PARTS_EQUIPMENTS",
                            "TOWING_AND_LABOR",
                            "RENTAL_REIMBURSEMENT",
                            "WORK_LOSS_BENEFITS",
                            "PERSONAL_UMBRELLA",
                            "COMBINED_SINGLE_LIMIT",
                            "OPTIONAL_BODILY_INJURY_OTHERS",
                            "OTHER"
                          ]
                        },
                        "x12_info": {
                          "type": "object",
                          "description": "X12 standard details of coverage item",
                          "properties": {
                            "code": {
                              "type": "string",
                              "description": "X12 standard code of the coverage item.",
                              "enum": [
                                "BI",
                                "PD",
                                "FEB",
                                "UMISG",
                                "UMIPD",
                                "COMP",
                                "COLL",
                                "LUSE",
                                "TL",
                                "RREIM",
                                "WLB",
                                "PLC",
                                "PIP",
                                "UNDSG",
                                "UNDPD",
                                "ADDA",
                                "CSL",
                                "OBI"
                              ]
                            },
                            "desc": {
                              "type": "string",
                              "description": "X12 standard description of coverage item"
                            }
                          }
                        },
                        "premium_amount": {
                          "type": "object",
                          "description": "Premium amount for the coverage item",
                          "properties": {
                            "currency": {
                              "type": "string",
                              "description": "Currency of premium amount. e.g. `USD`, `CAD`"
                            },
                            "amount": {
                              "type": "number",
                              "description": "Premium amount"
                            }
                          }
                        },
                        "limits": {
                          "type": "array",
                          "description": "Details of limits applies to the coverage item",
                          "items": {
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of limit.",
                                "enum": [
                                  "TEXT",
                                  "AMOUNT",
                                  "PER_PERSON",
                                  "PER_ENDORSEMENT",
                                  "PER_POLICY",
                                  "PER_ACCIDENT",
                                  "PER_DAY",
                                  "MAXIMUM",
                                  "REASONABLE_EXPENSE",
                                  "PER_OCCURRENCE",
                                  "PER_DISABLEMENT",
                                  "AGGREGATE"
                                ]
                              },
                              "value": {
                                "description": "Limit detail",
                                "oneOf": [
                                  {
                                    "title": "Amount",
                                    "type": "object",
                                    "properties": {
                                      "amount": {
                                        "type": "number",
                                        "description": "Amount of the limit"
                                      },
                                      "currency": {
                                        "type": "string",
                                        "description": "Currency of the amount. e.g. `USD`, `CAD`"
                                      }
                                    }
                                  },
                                  {
                                    "title": "Descriptive",
                                    "type": "string",
                                    "description": "Limit description"
                                  }
                                ]
                              }
                            }
                          }
                        },
                        "deductibles": {
                          "type": "array",
                          "description": "Details of deductibles applies to the coverage item",
                          "items": {
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of Deductible.",
                                "enum": [
                                  "TEXT",
                                  "AMOUNT",
                                  "PER_PERSON",
                                  "PER_ENDORSEMENT",
                                  "PER_POLICY",
                                  "PER_ACCIDENT",
                                  "PER_DAY",
                                  "MAXIMUM",
                                  "REASONABLE_EXPENSE",
                                  "PER_OCCURRENCE",
                                  "PER_DISABLEMENT",
                                  "AGGREGATE"
                                ]
                              },
                              "value": {
                                "description": "Deductible detail",
                                "oneOf": [
                                  {
                                    "title": "Amount",
                                    "type": "object",
                                    "properties": {
                                      "amount": {
                                        "type": "number",
                                        "description": "Amount of the deductible"
                                      },
                                      "currency": {
                                        "type": "string",
                                        "description": "Currency of the amount. e.g. `USD`, `CAD`"
                                      }
                                    }
                                  },
                                  {
                                    "title": "Descriptive",
                                    "type": "string",
                                    "description": "Deductible description"
                                  }
                                ]
                              },
                              "is_waiver": {
                                "description": "Specifies if the deductible is waived.",
                                "type": "boolean"
                              }
                            }
                          }
                        }
                      }
                    }
                  }
                }
              },
              {
                "title": "Home",
                "type": "object",
                "description": "Home coverage details",
                "properties": {
                  "property_info": {
                    "type": "object",
                    "description": "Details of the insured property",
                    "properties": {
                      "name": {
                        "type": "string",
                        "description": "Name of the property"
                      },
                      "address": {
                        "type": "object",
                        "description": "Address of the property",
                        "properties": {
                          "addr1": {
                            "type": "string",
                            "description": "Address Line 1"
                          },
                          "addr2": {
                            "type": "string",
                            "description": "Address Line 2"
                          },
                          "city": {
                            "type": "string",
                            "description": "City"
                          },
                          "state": {
                            "type": "string",
                            "description": "State"
                          },
                          "zipcode": {
                            "type": "string",
                            "description": "Zipcode"
                          },
                          "country": {
                            "type": "object",
                            "description": "Country details",
                            "properties": {
                              "name": {
                                "type": "string",
                                "description": "Country name"
                              },
                              "a2_code": {
                                "type": "string",
                                "description": "Alpha-2 code of country"
                              }
                            }
                          }
                        }
                      },
                      "interested_parties": {
                        "type": "array",
                        "description": "List of interested parties in the property",
                        "items": {
                          "properties": {
                            "name": {
                              "type": "string",
                              "description": "Name of the interested party"
                            },
                            "type": {
                              "type": "string",
                              "description": "Type of the interested party.",
                              "enum": [
                                "FIRST_MORTGAGEE",
                                "SECOND_MORTGAGEE",
                                "THIRD_MORTGAGEE",
                                "SERVICING_AGENT",
                                "LIEN_HOLDER",
                                "LOSS_PAYEE",
                                "CONTRACTOR",
                                "HOMEOWNERS_ASSOCIATION",
                                "NAMED_ADDITIONAL_INSURED",
                                "LESSOR",
                                "OTHER"
                              ]
                            },
                            "address": {
                              "type": "object",
                              "description": "Address of the interested party",
                              "properties": {
                                "addr1": {
                                  "type": "string",
                                  "description": "Address Line 1"
                                },
                                "addr2": {
                                  "type": "string",
                                  "description": "Address Line 2"
                                },
                                "city": {
                                  "type": "string",
                                  "description": "City"
                                },
                                "state": {
                                  "type": "string",
                                  "description": "State"
                                },
                                "zipcode": {
                                  "type": "string",
                                  "description": "Zipcode"
                                },
                                "country": {
                                  "type": "object",
                                  "description": "Country details",
                                  "properties": {
                                    "name": {
                                      "type": "string",
                                      "description": "Country name"
                                    },
                                    "a2_code": {
                                      "type": "string",
                                      "description": "Alpha-2 code of country"
                                    }
                                  }
                                }
                              }
                            },
                            "phone_number": {
                              "type": "string",
                              "description": "Phone number of the interested party"
                            },
                            "loan_number": {
                              "type": "string",
                              "description": "Loan number"
                            }
                          }
                        }
                      }
                    }
                  },
                  "coverage_items": {
                    "type": "array",
                    "description": "List of coverage items",
                    "items": {
                      "properties": {
                        "name": {
                          "type": "string",
                          "description": "Name of the coverage item"
                        },
                        "type": {
                          "type": "string",
                          "description": "Type of the coverage items.",
                          "enum": [
                            "DWELLING",
                            "PERSONAL_PROPERTY",
                            "BUILDING_ADDITIONS_ALTERATIONS",
                            "BUILDING_ORDINANCE",
                            "LOSS_ASSESSMENT",
                            "PERSONAL_LIABILITY",
                            "ADDITIONAL_PREMISES_LIABILITY_EXTENSION",
                            "MEDICAL_PAYMENTS",
                            "WORKERS_COMPENSATION",
                            "REPLACEMENT_COST_CONTENTS",
                            "HOME_COMPUTERS",
                            "SEWER_DRAINS",
                            "JEWELRY",
                            "EARTHQUAKE",
                            "BUSINESS_PROPERTY",
                            "LOSS_OF_USE",
                            "ALL_PERILS",
                            "NAMED_PERILS",
                            "ALL_OTHER_PERILS",
                            "OTHER"
                          ]
                        },
                        "x12_info": {
                          "type": "object",
                          "description": "X12 standard details of coverage item",
                          "properties": {
                            "code": {
                              "type": "string",
                              "description": "X12 standard code of the coverage item.",
                              "enum": [
                                "Dwell",
                                "PP",
                                "BAA",
                                "BOLAW",
                                "LAC",
                                "PPTC",
                                "ADDRL",
                                "MEDPM",
                                "WCFIN",
                                "RCC",
                                "PC",
                                "SEWER",
                                "UNJWP",
                                "ERQK",
                                "BUSPR",
                                "LUSE"
                              ]
                            },
                            "desc": {
                              "type": "string",
                              "description": "X12 standard description of coverage item"
                            }
                          }
                        },
                        "perils": {
                          "type": "array",
                          "description": "Named perils present on the policy",
                          "properties": {
                            "items": {
                              "description": "Named perils present on the policy",
                              "type": "string",
                              "enum": [
                                "FIRE",
                                "LIGHTNING",
                                "EXPLOSION",
                                "WINDSTORM",
                                "HAIL",
                                "SMOKE",
                                "AIRCRAFT",
                                "VEHICLES",
                                "RIOT",
                                "CIVIL_COMMOTION",
                                "VANDALISM",
                                "SPRINKLER_LEAKAGE",
                                "SINKHOLE_COLLAPSE",
                                "VOLCANIC_ACTIVITY",
                                "BURGLARY_BREAK_IN",
                                "FALLING_OBJECTS",
                                "WEIGHT_OF_ICE",
                                "SNOW",
                                "SLEET",
                                "WATER_DAMAGE",
                                "COLLAPSE",
                                "ORDINANCE_OF_LAW",
                                "EARTHQUAKE",
                                "FLOOD",
                                "POWER_FAILURE",
                                "NEGLECT",
                                "WAR",
                                "NUCLEAR_HAZARD",
                                "INTENTIONAL_ACTS"
                              ]
                            }
                          }
                        },
                        "premium_amount": {
                          "type": "object",
                          "description": "Premium amount for the coverage item",
                          "properties": {
                            "currency": {
                              "type": "string",
                              "description": "Currency of premium amount. e.g. `USD`, `CAD`"
                            },
                            "amount": {
                              "type": "number",
                              "description": "Premium amount"
                            }
                          }
                        },
                        "limits": {
                          "type": "array",
                          "description": "Details of limits applies to the coverage item",
                          "items": {
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of limit.",
                                "enum": [
                                  "TEXT",
                                  "AMOUNT",
                                  "PER_PERSON",
                                  "PER_ENDORSEMENT",
                                  "PER_POLICY",
                                  "PER_ACCIDENT",
                                  "PER_DAY",
                                  "MAXIMUM",
                                  "REASONABLE_EXPENSE",
                                  "PER_OCCURRENCE",
                                  "PER_DISABLEMENT",
                                  "AGGREGATE"
                                ]
                              },
                              "value": {
                                "description": "Limit detail",
                                "oneOf": [
                                  {
                                    "title": "Amount",
                                    "type": "object",
                                    "properties": {
                                      "amount": {
                                        "type": "number",
                                        "description": "Amount of the limit"
                                      },
                                      "currency": {
                                        "type": "string",
                                        "description": "Currency of the amount. e.g. `USD`, `CAD`"
                                      }
                                    }
                                  },
                                  {
                                    "title": "Descriptive",
                                    "type": "string",
                                    "description": "Limit description"
                                  }
                                ]
                              }
                            }
                          }
                        },
                        "deductibles": {
                          "type": "array",
                          "description": "Details of deductibles applies to the coverage item",
                          "items": {
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of Deductible.",
                                "enum": [
                                  "TEXT",
                                  "AMOUNT",
                                  "PER_PERSON",
                                  "PER_ENDORSEMENT",
                                  "PER_POLICY",
                                  "PER_ACCIDENT",
                                  "PER_DAY",
                                  "MAXIMUM",
                                  "REASONABLE_EXPENSE",
                                  "PER_OCCURRENCE",
                                  "PER_DISABLEMENT",
                                  "AGGREGATE"
                                ]
                              },
                              "value": {
                                "description": "Deductible detail",
                                "oneOf": [
                                  {
                                    "title": "Amount",
                                    "type": "object",
                                    "properties": {
                                      "amount": {
                                        "type": "number",
                                        "description": "Amount of the deductible"
                                      },
                                      "currency": {
                                        "type": "string",
                                        "description": "Currency of the amount. e.g. `USD`, `CAD`"
                                      }
                                    }
                                  },
                                  {
                                    "title": "Descriptive",
                                    "type": "string",
                                    "description": "Deductible description"
                                  }
                                ]
                              }
                            }
                          }
                        }
                      }
                    }
                  }
                }
              },
              {
                "title": "Renters",
                "type": "object",
                "description": "Rent coverage details",
                "properties": {
                  "property_info": {
                    "type": "object",
                    "description": "Details of the insured property",
                    "properties": {
                      "name": {
                        "type": "string",
                        "description": "Name of the property"
                      },
                      "address": {
                        "type": "object",
                        "description": "Address of the property",
                        "properties": {
                          "addr1": {
                            "type": "string",
                            "description": "Address Line 1"
                          },
                          "addr2": {
                            "type": "string",
                            "description": "Address Line 2"
                          },
                          "city": {
                            "type": "string",
                            "description": "City"
                          },
                          "state": {
                            "type": "string",
                            "description": "State"
                          },
                          "zipcode": {
                            "type": "string",
                            "description": "Zipcode"
                          },
                          "country": {
                            "type": "object",
                            "description": "Country details",
                            "properties": {
                              "name": {
                                "type": "string",
                                "description": "Country name"
                              },
                              "a2_code": {
                                "type": "string",
                                "description": "Alpha-2 code of country"
                              }
                            }
                          }
                        }
                      },
                      "interested_parties": {
                        "type": "array",
                        "description": "List of interested parties in the property",
                        "items": {
                          "properties": {
                            "name": {
                              "type": "string",
                              "description": "Name of the interested party"
                            },
                            "type": {
                              "type": "string",
                              "description": "Type of the interested party.",
                              "enum": [
                                "FIRST_MORTGAGEE",
                                "SECOND_MORTGAGEE",
                                "THIRD_MORTGAGEE",
                                "SERVICING_AGENT",
                                "LIEN_HOLDER",
                                "LOSS_PAYEE",
                                "CONTRACTOR",
                                "HOMEOWNERS_ASSOCIATION",
                                "NAMED_ADDITIONAL_INSURED",
                                "LESSOR",
                                "OTHER"
                              ]
                            },
                            "address": {
                              "type": "object",
                              "description": "Address of the interested party",
                              "properties": {
                                "addr1": {
                                  "type": "string",
                                  "description": "Address Line 1"
                                },
                                "addr2": {
                                  "type": "string",
                                  "description": "Address Line 2"
                                },
                                "city": {
                                  "type": "string",
                                  "description": "City"
                                },
                                "state": {
                                  "type": "string",
                                  "description": "State"
                                },
                                "zipcode": {
                                  "type": "string",
                                  "description": "Zipcode"
                                },
                                "country": {
                                  "type": "object",
                                  "description": "Country details",
                                  "properties": {
                                    "name": {
                                      "type": "string",
                                      "description": "Country name"
                                    },
                                    "a2_code": {
                                      "type": "string",
                                      "description": "Alpha-2 code of country"
                                    }
                                  }
                                }
                              }
                            },
                            "phone_number": {
                              "type": "string",
                              "description": "Phone number of the interested party"
                            },
                            "loan_number": {
                              "type": "string",
                              "description": "Loan number"
                            }
                          }
                        }
                      }
                    }
                  },
                  "coverage_items": {
                    "type": "array",
                    "description": "List of coverage items",
                    "items": {
                      "properties": {
                        "name": {
                          "type": "string",
                          "description": "Name of the coverage item"
                        },
                        "type": {
                          "type": "string",
                          "description": "Type of the coverage items.",
                          "enum": [
                            "DWELLING",
                            "PERSONAL_PROPERTY",
                            "BUILDING_ADDITIONS_ALTERATIONS",
                            "BUILDING_ORDINANCE",
                            "LOSS_ASSESSMENT",
                            "PERSONAL_LIABILITY",
                            "ADDITIONAL_PREMISES_LIABILITY_EXTENSION",
                            "MEDICAL_PAYMENTS",
                            "WORKERS_COMPENSATION",
                            "REPLACEMENT_COST_CONTENTS",
                            "HOME_COMPUTERS",
                            "SEWER_DRAINS",
                            "JEWELRY",
                            "EARTHQUAKE",
                            "BUSINESS_PROPERTY",
                            "LOSS_OF_USE",
                            "ALL_PERILS",
                            "NAMED_PERILS",
                            "ALL_OTHER_PERILS",
                            "OTHER"
                          ]
                        },
                        "x12_info": {
                          "type": "object",
                          "description": "X12 standard details of coverage item",
                          "properties": {
                            "code": {
                              "type": "string",
                              "description": "X12 standard code of the coverage item.",
                              "enum": [
                                "Dwell",
                                "PP",
                                "BAA",
                                "BOLAW",
                                "LAC",
                                "PPTC",
                                "ADDRL",
                                "MEDPM",
                                "WCFIN",
                                "RCC",
                                "PC",
                                "SEWER",
                                "UNJWP",
                                "ERQK",
                                "BUSPR",
                                "LUSE"
                              ]
                            },
                            "desc": {
                              "type": "string",
                              "description": "X12 standard description of coverage item"
                            }
                          }
                        },
                        "perils": {
                          "type": "array",
                          "description": "Named perils present in the policy",
                          "items": {
                            "type": "string",
                            "enum": [
                              "FIRE",
                              "LIGHTNING",
                              "EXPLOSION",
                              "WINDSTORM",
                              "HAIL",
                              "SMOKE",
                              "AIRCRAFT",
                              "VEHICLES",
                              "RIOT",
                              "CIVIL_COMMOTION",
                              "VANDALISM",
                              "SPRINKLER_LEAKAGE",
                              "SINKHOLE_COLLAPSE",
                              "VOLCANIC_ACTIVITY",
                              "BURGLARY_BREAK_IN",
                              "FALLING_OBJECTS",
                              "WEIGHT_OF_ICE",
                              "SNOW",
                              "SLEET",
                              "WATER_DAMAGE",
                              "COLLAPSE",
                              "ORDINANCE_OF_LAW",
                              "EARTHQUAKE",
                              "FLOOD",
                              "POWER_FAILURE",
                              "NEGLECT",
                              "WAR",
                              "NUCLEAR_HAZARD",
                              "INTENTIONAL_ACTS"
                            ]
                          }
                        },
                        "premium_amount": {
                          "type": "object",
                          "description": "Premium amount for the coverage item",
                          "properties": {
                            "currency": {
                              "type": "string",
                              "description": "Currency of premium amount. e.g. `USD`, `CAD`"
                            },
                            "amount": {
                              "type": "number",
                              "description": "Premium amount"
                            }
                          }
                        },
                        "limits": {
                          "type": "array",
                          "description": "Details of limits applies to the coverage item",
                          "items": {
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of limit.",
                                "enum": [
                                  "TEXT",
                                  "AMOUNT",
                                  "PER_PERSON",
                                  "PER_ENDORSEMENT",
                                  "PER_POLICY",
                                  "PER_ACCIDENT",
                                  "PER_DAY",
                                  "MAXIMUM",
                                  "REASONABLE_EXPENSE",
                                  "PER_OCCURRENCE",
                                  "PER_DISABLEMENT",
                                  "AGGREGATE"
                                ]
                              },
                              "value": {
                                "description": "Limit detail",
                                "oneOf": [
                                  {
                                    "title": "Amount",
                                    "type": "object",
                                    "properties": {
                                      "amount": {
                                        "type": "number",
                                        "description": "Amount of the limit"
                                      },
                                      "currency": {
                                        "type": "string",
                                        "description": "Currency of the amount. e.g. `USD`, `CAD`"
                                      }
                                    }
                                  },
                                  {
                                    "title": "Descriptive",
                                    "type": "string",
                                    "description": "Limit description"
                                  }
                                ]
                              }
                            }
                          }
                        },
                        "deductibles": {
                          "type": "array",
                          "description": "Details of deductibles applies to the coverage item",
                          "items": {
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of Deductible.",
                                "enum": [
                                  "TEXT",
                                  "AMOUNT",
                                  "PER_PERSON",
                                  "PER_ENDORSEMENT",
                                  "PER_POLICY",
                                  "PER_ACCIDENT",
                                  "PER_DAY",
                                  "MAXIMUM",
                                  "REASONABLE_EXPENSE",
                                  "PER_OCCURRENCE",
                                  "PER_DISABLEMENT",
                                  "AGGREGATE"
                                ]
                              },
                              "value": {
                                "description": "Deductible detail",
                                "oneOf": [
                                  {
                                    "title": "Amount",
                                    "type": "object",
                                    "properties": {
                                      "amount": {
                                        "type": "number",
                                        "description": "Amount of the deductible"
                                      },
                                      "currency": {
                                        "type": "string",
                                        "description": "Currency of the amount. e.g. `USD`, `CAD`"
                                      }
                                    }
                                  },
                                  {
                                    "title": "Descriptive",
                                    "type": "string",
                                    "description": "Deductible description"
                                  }
                                ]
                              }
                            }
                          }
                        }
                      }
                    }
                  }
                }
              },
              {
                "title": "Personal Umbrella",
                "type": "object",
                "description": "Personal umbrella coverage details",
                "properties": {
                  "coverage_items": {
                    "type": "array",
                    "description": "List of coverage items",
                    "items": {
                      "properties": {
                        "name": {
                          "type": "string",
                          "description": "Name of the coverage item."
                        },
                        "type": {
                          "type": "string",
                          "description": "Type of the coverage items. e.g. `PERSONAL_UMBRELLA`"
                        },
                        "x12_info": {
                          "type": "object",
                          "description": "X12 standard details of coverage item",
                          "properties": {
                            "code": {
                              "type": "string",
                              "description": "X12 standard code of the coverage item. e.g. `PLC`"
                            },
                            "desc": {
                              "type": "string",
                              "description": "X12 standard description of coverage item"
                            }
                          }
                        },
                        "premium_amount": {
                          "type": "object",
                          "description": "Premium amount for coverage",
                          "properties": {
                            "currency": {
                              "type": "string",
                              "description": "Currency of premium amount. e.g. `USD`, `CAD`"
                            },
                            "amount": {
                              "type": "number",
                              "description": "Premium amount"
                            }
                          }
                        },
                        "limits": {
                          "type": "array",
                          "description": "Details of limits applies to the coverage item",
                          "items": {
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of limit.",
                                "enum": [
                                  "TEXT",
                                  "AMOUNT",
                                  "PER_PERSON",
                                  "PER_ENDORSEMENT",
                                  "PER_POLICY",
                                  "PER_ACCIDENT",
                                  "PER_DAY",
                                  "MAXIMUM",
                                  "REASONABLE_EXPENSE",
                                  "PER_OCCURRENCE",
                                  "PER_DISABLEMENT",
                                  "AGGREGATE"
                                ]
                              },
                              "value": {
                                "description": "Limit detail",
                                "oneOf": [
                                  {
                                    "title": "Amount",
                                    "type": "object",
                                    "properties": {
                                      "amount": {
                                        "type": "number",
                                        "description": "Amount of the limit"
                                      },
                                      "currency": {
                                        "type": "string",
                                        "description": "Currency of the amount. e.g. `USD`, `CAD`"
                                      }
                                    }
                                  },
                                  {
                                    "title": "Descriptive",
                                    "type": "string",
                                    "description": "Limit description"
                                  }
                                ]
                              }
                            }
                          }
                        },
                        "deductibles": {
                          "type": "array",
                          "description": "Details of deductibles applies to the coverage item",
                          "items": {
                            "properties": {
                              "type": {
                                "type": "string",
                                "description": "Type of Deductible.",
                                "enum": [
                                  "TEXT",
                                  "AMOUNT",
                                  "PER_PERSON",
                                  "PER_ENDORSEMENT",
                                  "PER_POLICY",
                                  "PER_ACCIDENT",
                                  "PER_DAY",
                                  "MAXIMUM",
                                  "REASONABLE_EXPENSE",
                                  "PER_OCCURRENCE",
                                  "PER_DISABLEMENT",
                                  "AGGREGATE"
                                ]
                              },
                              "value": {
                                "description": "Deductible detail",
                                "oneOf": [
                                  {
                                    "title": "Amount",
                                    "type": "object",
                                    "properties": {
                                      "amount": {
                                        "type": "number",
                                        "description": "Amount of the deductible"
                                      },
                                      "currency": {
                                        "type": "string",
                                        "description": "Currency of the amount. e.g. `USD`, `CAD`"
                                      }
                                    }
                                  },
                                  {
                                    "title": "Descriptive",
                                    "type": "string",
                                    "description": "Deductible description"
                                  }
                                ]
                              }
                            }
                          }
                        }
                      }
                    }
                  }
                }
              }
            ]
          }
        }
      }
    }
  }
}
/%}