This section describes the list of all the relevant updates and breaking changes

• 14 May, 2026

  You can now deactivate/delete an individual. Once deleted, the individual is marked inactive and all read and write operations on them are blocked — useful for offboarding workflows. Endpoint: /v3/individuals/delete

• 14 April, 2026

  Auto insurance responses now indicate whether uninsured/underinsured motorist coverages are stacked — a key distinction for multi-vehicle policies that affects the effective coverage limit. A new is_stacked boolean is now available under limits in the Auto Insurance Details API for UM/UIM coverage types (UNINSURED_MOTORIST_BODILY_INJURY, UNDERINSURED_MOTORIST_BODILY_INJURY, UNINSURED_UNDERINSURED_MOTORIST_BODILY_INJURY, and UNINSURED_UNDERINSURED_MOTORIST_BODILY_INJURY_AND_PROPERTY_DAMAGE).

• 8 April, 2026

  Introduced Event-Based Refresh — a new refresh frequency type that delivers data updates only when a meaningful change occurs, eliminating unnecessary notifications when nothing has changed.
  
  Key additions:

  • New EVENT_BASED frequency type in refresh_policy.schedule for Data Requests. Configure which changes trigger notifications using the events array — supported types are NEW_ITEMS (new data items retrieved), REPORT_CHANGED (report content changed), and NO_ITEMS (refresh completed with no items found).
  • Webhooks now include a monitor_events field indicating exactly which event(s) triggered the notification, with event type, customer-provided event name, and contextual details. Applies to all webhook event types except individual purge.

• 27 March, 2026

  Expanded insurance data coverage to include declined coverages. declined coverages remain excluded unless explicitly enabled via the new include_declined_coverages configuration in the Data Request. Applicable to Insurance Domain Data Requests.
  
  Income verification responses now distinguish between a partial paystub-to-bank match and no match at all, replacing a previously generic "no match" result. Two new reason codes have been added to Income Employment Details (VOIE) and Income Summary to surface whether the match was partial or absent entirely.

• 24 February, 2026

  The widget can now be configured to block uploads of documents that fail validation, preventing user from uploading invalid documents. Added the block_invalid_uploads boolean attribute to datarequests/new and datarequests/update.

• 12 February, 2026

  Added support for French language for M1 LINK experience. Introduced locale attribute in datarequests/new to control the locale for a Data Request. Supported locale are EN_US and FR_CA. When not specified, it inherits from the experience configuration.

• 21 January, 2026

  Added the include_future_policies parameter to Insurance Details. When set to true, the response includes future policy details alongside active policies. Defaults to false.

• 9 January, 2026

  Enhanced the Enrollment Status service to include student and school details, providing richer context for enrollment evaluations.

• 17 November, 2025

  Added the naic_code field to the insurance_provider object. This field is now returned in Insurance Details, Insurance Status report.

• 30 September, 2025

  Enhanced VOIE and Income Summary reports to cover current month data plus the previous 6 months when using Bank Income. The report end date for the current month now reflects the actual data retrieval date rather than a fixed month-end value, improving accuracy of the reported period.

• 24 September, 2025

  Introduced the Purge Individual endpoint (compliance/purge_individual) to support GDPR and CCPA compliance requirements. This endpoint enables irreversible deletion of an individual and all associated data from the system.

• 18 September, 2025

  Added support to generate Employment Summary using W-2s and Paystubs.

• 2 September, 2025

  Introduced Check Signals, a fraud detection framework for manually uploaded documents. Check Signals analyzes uploaded files using document metadata fingerprinting, font signature comparison, data-level validation, and layout consistency checks to flag potentially altered or fraudulent documents. Results are surfaced in the Items and Service responses.

• 19 August, 2025

  M1-LINK now emits additional events to improve integration visibility. New events include: widgetInitiated, datasourceClassified, loginAttempted, additionalCredentialsRequired, invalidCredentials, datasourceUnavailable, forgetUsernamePassword, additionalCredentialsProvided, and additionalCredentialsInvalid. Each event includes relevant identifiers such as datarequest_id, individual_id, and datasource_id.

• 22 July, 2025

  Added support for usage_sub_type and is_waiver in Insurance Record. usage_sub_type under vehicle_info specify detailed vehicle usage (e.g., PLEASURE, COMMUTE, WORK). is_waiver under each deductible in coverage_items to indicate whether the deductible is waived.

• 16 June, 2025

  Added new Auto Insurance coverages types: UNINSURED_UNDERINSURED_MOTORIST_BODILY_INJURY, UNINSURED_UNDERINSURED_MOTORIST_PROPERTY_DAMAGE, and UNINSURED_UNDERINSURED_MOTORIST_BODILY_INJURY_AND_PROPERTY_DAMAGE. These combined coverage types are returned in the insurance/get_details response.
  
  Added support to accept 1099s tax document types in manual upload option for INCOME_SUMMARY and INCOME_EMPLOYMENT_DETAILS Data Requests.

• 15 May, 2025

  Added support for pending_cancel_date field to the Insurance Record. This field is returned in insurance/get_details when a policy has a scheduled cancellation, indicating the date the policy is set to be cancelled.

• 7 May, 2025

  Added support to control direct and manual upload connection options in Data Requests. You can enable/disable direct connection using enable_direct_connection and enabled/disable manual upload option using enable_manual_upload in datarequests/new or datarequests/update
  
  Added option in CUSTOM Data Request to specify the allowed media types for manual document uploads. If none specified then customer default preference will be used.

• 11 April, 2025

  VOIE and Income Summary now consolidate W-2 and paystub records into a single summary object when they share the same employer name (case-insensitive). This eliminates duplicate employer entries in the summary response.

• 21 March, 2025

  Added support for RENTERS_INSURANCE_DETAILS Data Requests. This can be used to request for Renters Insurance Details.

• 12 February, 2025

  Introduce a new feature configure maximum allowable processing time to complete the request. max_latency can be configured while creating datarequest.
  Introduced new webhook session.terminated. This event triggers when the session is terminated. This can occur for internal reasons or max_latency is set and exceeded.

• 23 January, 2025

  Added the `show_assist_mode` attribute in Link configuration to enable or disable the "Trouble logging in?" button.

• 17 December, 2024

  Added `provider_name` field in a Income Employment Details (VOIE), Income summary. and Employment summary.

• 10 December, 2024

  Added new webhook datarequest.items_processed which triggers when all items have been retrieved and processed for a Data Request.

• 27 November, 2024

  Introduced the `requester_logo_uri` attribute in Data Request . This attribute can be used to provide URI for the logo to be displayed for the widget.

• 8 November, 2024

  Introduced a new service Insurance status. This service can be used to get the basic insurance information including policy status, policy dates, coverage type.

• 24 October, 2024

  Added support for `include_earnings_description` parameter for Income Employment Details (VOIE). and Income summary.. This parameter can be used to get earning description for earning amount.

• 3 October, 2024

  Added support for `generate_with_error` parameter for Income Employment Details (VOIE) . This parameter can be used to generate report in case of error as well.

• 12 September, 2024

  Added support for `ADD_VEHICLE` action Data Request. This feature can be used to add vehicle in the auto insurance policy.

• 9 September, 2024

  Added support for additional tax source data types `FORM_1099_CONSOLIDATED`, `FORM_1099_INT`, `FORM_1099_DIV`, `FORM_1099_OID`, and `FORM_1098`.

  . This parameter can be used to generate report in case of error as well.

  Added support for additional attributes `connection_method`, `last_connected_at`,`last_connection_status` for datasources in Data Request.

  Added support to get base64 logo for datasources in in datasources/get.

• 2 September, 2024

  Added support for new endpoint items/get. items/get can be used get the list of items based on the filter criteria provided.

  Added `pay_date` and `ein' in Income summary and Income Employment Details (VOIE).

• 30 June, 2024

  Added support for CUSTOM Data Request type. Custom Data Requests can be used when you want specific document types and reports to be executed.

  Introduce separate source data types for Auto Insurance Policy (AUTO_INSURANCE_POLICY) and Home Insurance Policy (HOME_INSURANCE_POLICY) and deprecated INSURANCE_POLICY source data type.

• 30 April, 2024

  Added feature to provide requester logo url while creating DataRequest. Logo provided in requester_logo_url will be used to show requester logo on widget.

• 11 April, 2024

  Added reference_items in Insurance Details. Items utilized in generating the Insurance Details will be added in reference_items.

• 3 April, 2024

  Added two new earnings types TRANSFER_IN and OTHER_DEPOSITS. These types will be used for bank based earnings in Income Summary and Income employment details (VOIE).

• 27 March, 2024

  Added support for new endpoints for managing datarequest refreshes - Enable Refresh and Disable Refresh.

• 12 March, 2024

  Added support to parse earning breakdown for paystubs. Gross earning breakups will be added in Income Summary and Income employment details (VOIE).

• 07 March, 2024

  Added bank based income support in Income Summary and Income employment details (VOIE). Income and VOIE summary can be generated with bank account connection.

• 07 March, 2024

  Added bank based income support in Income Summary and Income employment details (VOIE). Income and VOIE summary can be generated with bank account connection.

• 08 February, 2024

  Added yearly earnings in Income Summary and Income employment details (VOIE). yearly earnings upto last 2 years will be added in the report.

• 30 January, 2024

  Added effective_date in refresh_policy in Data Request.

• 24 January, 2024

  Added refresh_id in /items/get_by_id and /individuals/get_items response. refresh_id will be populated for items created due to data refresh.

• 25 October, 2023

  Added support for consent object in Data Request. This object holds details of user consent.

• 11 October, 2023

  Added support for INSURANCE CARD source_data_type in /items/new and /items/get_by_id API endpoints to support insurance card processing.

• 05 October, 2023

  Added duplicates in /individuals/get_items response. duplicates attribute will have list other Item IDs which are duplicate of an item in a datarequest.

  Added duplicates in /items/get_by_id response. duplicates attribute will have list other Item IDs which are duplicate of an item in a datarequest.

• 28 September, 2023

  Added x_auth_token_credentials in Data Request. x_auth_token_credentials details can be provided when a fresh authorization token needs to be used when MeasureOne delivers webhook.

• 13 September, 2023

  Added support for Umbrella policy in Insurance Record.

• 16 August, 2023

  Added M1_STUDENT_ID_RECORD in Data Types.
  
  Modified /items/new and /items/get_by_id API endpoints to support student id card processing.

• 02 August, 2023

  Added a new API endpoint /items/get_pdf in Items resource. This endpoint can be used to download the item as PDF document.

• 24 July, 2023

  Added new webhooks - report_available, report_error, items_available and no_items.

  Added Reason Codes in 422 responses. Reason Codes will help developer understand what error occurred during processing a service/item.

• 26 May, 2023

  Added end_date and refresh schedule dates in refresh_policy in Data Request.

  Added a new API endpoint /datarequests/refresh_now in DataRequest resource. This endpoint can be used to refresh data for a Data Request on demand.

• 19 May, 2023

  WIDGET scope will be considered as default scope if not specified in the public token API.

• 10 May, 2023

  Added enabled flag in refresh_policy in Data Request. refresh_policy.enabled can be passed as true if you intend to enable auto-refresh for the Data Request.

• 3 May, 2023

  Added enable_manual_upload flag in request_details in Data Request. enable_manual_upload can be set to true to enable manual upload for the Data Request.

• 25 Apr, 2023

  Added minor and concentration in /get_academic_summary API.

  Introduced scopes and policy in /auth/generate_public_token API. These attributes help in setting scope of the generated public access token.

• 10 Apr, 2023

  Added functionality to auto refresh data periodically for Data Request.

• 22 Mar, 2023

  Introduced Data Request resource. A Data Request specifies or bind together the various elements of a consumer-permissioned data workflow, in particular: the Individual, the type of data requested, the reports to be generated, the Link experience, optional Individual communication and messaging

  Deprecated Invitations resource. Use Data Request resource to generate a link and /datarequests/notify_user to send the communication to the Individual

  Updated Link Configuration to initiate LINK Widget using datarequest_id. Deprecated method of initiating the MeasureOne Link widget with individual_id

• 20 Mar, 2023

  Added verification method reason codes in Academic Summary, Enrollment Status, Insurance Details, and Realized Gains services.

• 14 Mar, 2023

  Added additional attribute in Insurance Details object to provide vehicle's make and year information.

• 01 Dec, 2022

  Added enrollment_type in Academic Summary object to provide student enrollment type information.

• 21 Oct, 2022

  Added support for a new service /get_income_employment_details. This service can be used to get both employment and income details.

• 21 Oct, 2022

  Added two new query types AUTO_INSURANCE and HOME_INSURANCE in Invitations

• 18 Oct, 2022

  Added a new webhook session.completed. This webhook will be triggered when a LINK session gets completed.

• 18 Aug, 2022

  Added reason code ITEM_ON_HOLD in Academic Summary object. Reason code ITEM_ON_HOLD added when an item is on hold.

• 08 Aug, 2022

  Added reason codes in Academic Summary object. Reason Codes provides context on how has the academic summary been derived.

• 03 Aug, 2022

  Added student_classification in Academic Summary object to provide student level information.

• 08 Jul, 2022

  Added a new API endpoint /individuals/get_items in Individuals resources. This endpoint can be used to get the list of items created for an Individual.

• 02 Jun, 2022

  Support for new service /get_insurance_details for Insurance domain.
  Support for new source-data-types in /items/new API endpoint.

• 19 May, 2022

  Added credits in Academic Summary object to provide credit earned information.

• 01 Apr, 2022

  Added institution_name in Invitations object to provide verification institution name.

• 19 Jan, 2022

  Modified M1_ACADEMIC_RECORD object to support high school transcript processing.
  
  Modified reason_codes in /get_income_summary and /get_employment_summary API endpoints.

• 16 Dec, 2021

  Upgraded LINK with no-popup experience and improved navigation control for the user.

• 29 Oct, 2021

  Support for data_confidence object in /items/get_by_id API endpoint. The confidence object represents attributes of an item that the system could not extract with high confidence.

• 01 Oct, 2021

  Support for reason_codes in /get_income_summary and /get_employment_summary API endpoints.
  
  Added an event itemsCreated in Link. This event is triggered when one or more items are created

• 29 May, 2021

  Support for check-codes in Link to detect duplicate usage of credentials. This release also introduces link_id in the configuration for Link. With this version, you can now integrate multiple instances of link with different configurations in the your applications

• 21 May, 2021

  Support for new source-data-types in /items/new API endpoint

• 03 May, 2021

  Released new version of Link with change in the API platform. These are breaking changes. To migrate to the newer version, please review the migration guide